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Banking

All About the Benjamins

Wells Fargo, TCF and U.S. Bank are three major banking corporations in the Twin Cities. Detailed below is information on how to open a checking account as well as nearby branch and ATM locations. Though it is possible to open check accounts online or over the phone, if you are new to the process, it is best to go into the bank and meet with a representative.

Wells Fargo

Wells Fargo has more than 3,000 locations in 23 states with 6,550 ATM’s. Barron’s magazine has declared it the “world’s most admired financial services company.”

  • Free checking for students
  • No account or check card fees
  • Free online banking and bill pay

To open a student checking account at Wells Fargo, you need a state issued ID, such as a driver’s license, and your student ID. If you are an international student, you need to provide proof of permanent residence. You will also need to put down a $100 deposit which you will be able to withdraw after a 24 hour hold.

Wells Fargo also offers a low limit credit card to students who have little or no credit to help them build a positive credit history. After a time of keeping the account in good standing, the student will be eligible for a card with a higher limit.

Nearby Branch Locations

Midland
401 South 2nd Avenue
Minneapolis, MN, 55401
612-667-0081, Monday-Friday: 7:30 a.m. - 5:30 p.m.

Wells Fargo Center
90 South 7th Street
Minneapolis, MN 55402
612-667-6805, Monday-Friday: 7:30 a.m. - 5:30 p.m.

Nearby ATM Locations

City Center
40 South 7th Street
Minneapolis, MN, 55402
Open 24 hours,

IDS Tower – 1st Floor
77 South 7th Street
Minneapolis, MN 55402
Accessible Monday-Friday: 6 a.m. - 8 p.m.

TCF Bank

TCF has 455 banking locations in six states, including Minnesota, Illinois, Michigan, Wisconsin, Colorado and Indiana. Many TCF locations are open evenings and seven days a week.

  • Free checking for students
  • No account or check card fees
  • Free online banking and bill pay
  • Only a $25 deposit required to open an account

To open a student check account at TCF, you need a state issued ID, such as a driver’s license, and your student ID. If you are an international student, you need to provide proof of permanent residence.

Nearby Branch Locations

IDS Tower Skyway
80 South 8th Street
Minneapolis, MN 55402
Monday-Friday: 7:30 a.m. - 5:30 p.m.
Saturday: 9:00 a.m. - 3:00 p.m.
Sunday: 11:00 a.m. - 3:00 p.m.

TCF Minneapolis
801 Marquette Ave
Minneapolis, MN 55402
Monday-Friday: 7:30 a.m. - 5:30 p.m.
Nearby ATM Locations
River Market
415 North First Street
Minneapolis, MN 55401

Block E
600 Hennepin Ave
Minneapolis, MN 55403

5th Street Towers
150 South 5th Street
Minneapolis, MN 55402

U.S. Bank

U.S. Bank has over 2,400 locations in 24 states, with more than 4,966 bilingual ATMs.

  • Free checking for students
  • No account or check chard fees
  • Free online banking and bill pay
  • Only a $25 deposit required to open an account
  • Four free ATM transactions per month (meaning if you use non-U.S. Bank ATM, they won’t charge you. The owner of the ATM, however, still will)

Nearby Branch Locations

U.S. Bank Minneapolis
800 Nicollet Mall
2nd Floor
Minneapolis, MN 55402
612-659-2000
Monday-Friday: 7:30 a.m. - 5:00 p.m.

US Bank Plaza Office
220 South 6th Street
Suite 220
Minneapolis, MN 55402
612-642-8000
Monday-Friday: 7:30 a.m. - 5:30 p.m.

Nearby ATM Locations

Commerce at Crossing
250 2nd Avenue South
Minneapolis, MN 55401

Butler Square
100 North 6th Street
Minneapolis, MN 55403

U.S. Bank Minneapolis
U.S. Bank Minneapolis 800 Nicollet Mall
Minneapolis, MN 55402
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